{"id":56,"date":"2026-06-06T17:00:00","date_gmt":"2026-06-06T17:00:00","guid":{"rendered":"https:\/\/www.genesisteamsc.com\/blog\/?p=56"},"modified":"2026-06-06T17:00:00","modified_gmt":"2026-06-06T17:00:00","slug":"how-to-buy-a-house-the-ultimate-guide-for-first-time-home-buyers","status":"publish","type":"post","link":"https:\/\/www.genesisteamsc.com\/blog\/?p=56","title":{"rendered":"How to buy a house: The ultimate guide for first-time home buyers"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>First-time home buyers in 2026 can qualify by never owning a home or not owning one in the last three years. Key steps include determining affordability, shopping lenders, house hunting, selecting a lender, and closing. Benefits include low down payments (as low as 1-3%), credit score flexibility, and assistance programs. Popular loan options are FHA, VA, USDA, and low-down-payment conventional loans. Education courses may be required. Challenges include rising prices and limited affordable housing.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/finance.yahoo.com\/personal-finance\/mortgages\/article\/first-time-home-buyer-195246478.html\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>First-time home buyers in 2026 can qualify by never owning a home or not owning one in the last three years. Key steps include determining affordability, shopping lenders, house hunting, selecting a lender, and closing. Benefits include low down payments (as low as 1-3%), credit score flexibility, and assistance programs. Popular loan options are FHA, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":57,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-56","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/56","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=56"}],"version-history":[{"count":1,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/56\/revisions"}],"predecessor-version":[{"id":58,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/56\/revisions\/58"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/57"}],"wp:attachment":[{"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=56"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=56"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.genesisteamsc.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}